As life is so unpredictable, everyone needs to plan his or her future. You always wish the best for your family and hence, they should continue to get the best in the future as well. Along with growth, we also want security for our savings. Only Investment plan offers financial protection in terms of good returns. You generate enough money for your family to avoid a financial crisis when you are not around. As a responsible family man, your first priority is to protect the well-being of those who depend on you in the long term.

Investment plan is an excellent savings opportunity for long term and short term financial needs. Also, these products assure a specific amount for you and your family by way of an insurance cover.

Buy LIC POLICY investment scheme to make you and your family economically safe. Now, securing your loved ones becomes easy as investment plan includes an optimal combination of investments and insurance. For better future, building a financial corpus is necessary. Investment plan is specially designed to offer systematic accumulation of money and regular long-term savings. It guarantees lump sum funds for future expenses but you have to select the LIC OF INDIA offers you a wide range of long term and short term Investment plans which maintains your family’s financial independence in your absence. LIC OF INDIA provides Investment plans that offer the assurance of lump sum funds for future expenses.

The traditional investment plan and Unit Linked Insurance Plan (ULIPs) are two types of investment plan. You will get guaranteed returns from traditional schemes and for ULIPs, some part of the premium payment is invested in funds of the customer’s choice.

Traditional investment is differentiated into two types, endowment policy and money back policy. ULIP offers more flexibility with transparency whereas endowment schemes act like a guaranteed savings plans. It will help you to gain profits in the long run.

Why Investment Plans are important?

Investment plan enhances financial protection, offers good returns and increases savings over the medium to long run with flexibility.

Investment Plan

 those who want to meet financial goals and want economical protection at every turn of life such as marriage, child’s education, retirement etc.

Benefits of Investment Plans

    »   Maximum financial security at affordable cost 
    »   Convertible into other insurance types 
    »   Tax benefits under Sections 80C of the Income Tax Act 
    »   Long term cover: can select term up to 75 years of age or as applicable 
    »   Additional coverage (Riders) benefit for additional security 


Retirement / Pension plans

Gives the benefits of both investment and savings by offering you the most reliable income source after retirement. It creates a retirement corpus which is invested on maturity to generate a continuous flow of income for your expenses. The investment amount shall depend on your monthly income requirement during your post retirement years. By using retirement calculators, you can easily calculate your expected pension amount. Pension plans are also called as ‘Retirement Plans' that saves your lifestyle after retirement. Due to increasing living cost, proper planning has become necessary to enjoy comfortable retirement life

Why Retirement/Pension Plan is necessary?

Even if your savings are high during your working life, but still the best retirement plan is essential as savings are used in emergencies and get finished quickly. Retirement/ pension plan protects your flow of income for fulfilling basic needs post retirement.

Pension Plan Types

Immediate Annuity
In an immediate annuity plan, one has to deposit a lump sum amount and instantly, pension will start. It is further differentiated into following categories:-

Guaranteed Period Annuity
According to this annuity option, annuitant will receive annuity for the term period and after expiring the term period as well. During the policy term, if annuitant dies, then the annuity will be received by the beneficiary. Pension will continue throughout life only if annuitant survives.

Life Annuity
Under this option, annuitant will get pension income regularly until death and in case annuitant selects ‘with spouse’ choice, then the pension amount will continue and be paid to the spouse after the death of annuitant.

Deferred Annuity
It helps to build a financial corpus through regular or single premiums over a policy term. Pension will start when the policy term period is expired. The accumulated amount is consists of guaranteed additions, bonuses and sum assured and invested to build flow for regular income.

A good Retirement /pension plan helps you to enjoy an independent life after your retirement and for good pension plan
Chiled PLANS

Why  Child Plans is Important?

When your child grows up and you plan their higher studies you should have the confidence to have a strong child education plan to let you go through it, hence we will suggest you the best children insurance plans.With the rise in the cost of education it is very difficult to raise a child without the best child plan in India. There are two options; either you start saving up for your child’s future on your own or get the best child insurance plan from trusted  LIC OF INDIA. Child education plans and child future plans in India are structured in a manner that will help you to provide financial support to your child when there are crucial situations like higher education and marriage funds involved.

There are a lot of factors that should be considered while buying a child future plan. We offer you just that affordable best children insurance plan for education and future and added benefits. Not only  the child’s education needs should be fulfilled but they should also have a secured future to finance their crucial needs like starting a new business or getting married....with LIC OF INDIA.

First decide the amount you are ready to invest. Call and discuss one to one ... resolve your any queries  to insurance. Once u get the policy ,you get rid of all your child related worries. Show your child that you love him and his dreams too. It offers financial support when your kid requires it most by funding his major milestones such as education, marriage, establishing a business or buying a home. Child plan regularly saves small sum over the long term which will definitely provide a financially secured future to your child.

Premium payment mode depends on the policy type , Regularly at yearly, half-yearly, quarterly or through salary deductions over the policy term.
terms PLANS

The life insurance product in its purest form OF RISKCOVER  is called Term insurance. Here you insure yourself for a particular amount for a certain number of years, and you pay a premium as the price for the insurance. Should something untoward happen to you, the insured amount is paid to your family members. And if nothing happens during the years you are insured for, you typically treat the insurance expense as an expense and move on.

These days there are lots of variant of term products: term withOUT premium back, . We believe that the product is most useful in its purest, classical form.

If you are middle aged, or if the insurance amount you require is significant, the life insurance company will ask you to undergo a medical test.

Anything untoward can happen in life......?

 why you see all the insurance companies advertising with an umbrella or a parachute (apparently that is protection!!)............?
tax saving PLANS

Tax Benefit under section 80C and 10(10D) of current income tax act


Women Insurance

Today's lady is an inspiration to her family.

She takes important decisions in every household and at work.  we offer innovative women specific plans which provide investment benefits, savings, retirement solutions and medical insurance.We are suggest special plans help mothers  for their children's education, save for the future and take care of all medical emergencies in the family.     

LIC OF INDIA Regular investment and savings plan

» Investments along with critical illness benefits which provide good returns, long term saving and protection incase of a medical emergency

» Investment plans with accidental coverage




A specialized plan known as LIC OF INDIA offers a wide array of solutions that allows you to plan for your daughter ,WIFE  future including  MEDICL EXPENCES and  and also takes care of any uncertainties that may happen along the way.

Plans for the Confident Young Lady
As a young, confident woman, you are either studying to make your carear or are earning your own living and are financially independent. We are suggest LIC POLICY which help in future plan and keep all your finances in order, as well as take care of your other needs.
Joint life PLANS

Marriage is a lifelong partnership. And like any other partnership, it brings with it an altogether new set of expectations, responsibilities and priorities. Buying Life Insurance is one such key responsibility. ‘Joint Life Insurance’ is what couples can opt for, instead of buying two separate policies. Joint Life Insurance could be endowment covering two lives simultaneously - like husband and wife or it could even be two business partners.

If the policy is a joint endowment policy, the cover amount (sum assured) is payable on the first death and again on the death of the survivor during the period of the policy. If one or both partners owning the joint policy survive to the maturity date, the cover amount and the vested bonuses are payable on the maturity date One of the strongest points for buying a joint life policy is that the premium here is usually lower than it would be if you go to buy two separate life insurance policies. So it’s more cost effective and also provides you a good amount of insurance cover and other benefits like any other individual policy.


Product summary
This is an Endowment Assurance Plan issued on the lives of husband and wife. The plan provides financial protection against death of both the lives. It pays the maturity amount on survival of one or both the lives to the end of the policy term.

Premiums are payable yearly, half-yearly, quarterly, monthly or through salary deductions as opted by you throughout the term of the policy or till the first death of the lives covered, whichever is earlier.

This is a with-profit plan and participates in the profits of the Corporation’s life insurance business. It gets a share of the profits in the form of bonuses. Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year. Once declared, they form part of the guaranteed benefits of the plan. Such bonuses are to be added till date of maturity or the second death of the lives covered, whichever is earlier. Final (Additional) Bonus may also be payable provided policy has run for certain minimum period.