Refinance
Mr. Subhash understands your existing dissatisfaction with current lender and help you to switch & restructure your loan to more favorable terms.
BALANCE TRANSFER
A Refinance Loan is a type of loan given to people who want to change their existing loan which they have on a property to another lender.
Customers who are not satisfied with the ongoing bank services or terms can switch to another lender.
It is generally similar to other types of loans.
Mr. Subhash Dhanawade understands your existing dissatisfaction with current lender and help you to switch & restructure your loan to more favorable terms.
BALANCE TRANSFER ( SALARIED INDIVIDUAL )
- Pan Card and Aadhar Card
- Photo Applicant & Co-Applicant.
- Proof of identity
- Current & Permanent residence address proof
- Qualification Proof
- Latest Financial Year Form 16
- Latest CTC (Cost to Company)
- Latest 6 Months salary slip
- Salary account Bank statement for 6 Months (updated)
- LOD – List of Documents & Principal Outstanding Letter (Latest Month)
- RTR – Repayment Track Record & Sanction Letter
BALANCE TRANSFER ( SELF EMPLOYED PROFESSIONALS )
- Pan Card and Aadhar Card
- Photo Applicant & Co-Applicant.
- Proof of identity
- Current & Permanent residence address proof
- Qualification Proof
- Company profile & Office proof
- Latest 3 years ITR (with all schedules – CA Certified)
- Current & Saving Bank statement for 1 year (updated)
- LOD – List of Documents & Principal Outstanding Letter (Latest Month)
- RTR – Repayment Track Record & Sanction Letter
BALANCE TRANSFER ( SELF EMPLOYED CUSTOMER )
- Pan Card and Aadhar Card
- Photo Applicant & Co-Applicant.
- Proof of identity
- Current & Permanent residence address proof
- Company profile & Office proof
- Latest 3 years ITR (with all schedules – CA Certified)
- Current & Saving Bank statement for 1 year (updated)
- LOD – List of Documents & Principal Outstanding Letter (Latest Month)
- RTR – Repayment Track Record & Sanction Letter
BALANCE TRANSFER ( NRI – Non Resident Indian )
- Pan Card and Aadhar Card
- Photo Applicant & Co-Applicant.
- Proof of identity
- Passport & Valid Visa
- Overseas residence & Permanent (Indian) residence address proof
- Qualification Proof
- CBR report (Credit Bureau Report)
- Latest Contract Letter & Latest CTC (Cost to Company)
- Latest 6 Months salary slip
- Overseas Salary account Bank statement for 6 Months (updated)
- NRE / NRO bank statement for 6 Months (updated)
- LOD – List of Documents & Principal Outstanding Letter (Latest Month)
- RTR – Repayment Track Record & Sanction Letter
BALANCE TRANSFER (NRI – Merchant Navy)
- Pan Card and Aadhar Card
- Photo Applicant & Co-Applicant.
- Proof of identity
- Passport & Valid Visa
- Current & Permanent residence address proof
- Qualification Proof
- Latest Contract Letter & Latest CTC (Cost to Company)
- CDC – Continuous Discharge Certificate (For Latest 3 Years)
- NRE / NRO bank statement for 6 Months (updated)
- LOD – List of Documents & Principal Outstanding Letter (Latest Month)
- RTR – Repayment Track Record & Sanction Letter